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How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income

How to Buy a Home in Today’s High-Priced Market Without a Six-Figure Income

According to a recent report from Redfin, as of October 2022, in order to afford a “typical home” with the median monthly mortgage payment of $2,682, a buyer would need to earn at least $107,281 to be able to afford the loan. While prices may have slowed

Dec 13, 2022 | Purchasing a Home

The Ultimate Mortgage Pre-Approval Document Checklist

The Ultimate Mortgage Pre-Approval Document Checklist

If you’re ready to buy a home, before you even start going to see properties, it is a good idea to obtain a preapproval letter from your mortgage lender. Especially in a competitive housing market, sellers will take you more seriously if they see you alre

Dec 06, 2022 | Purchasing a Home

Can’t Quite Afford a House Yet? Consider a Co-Borrower

Can’t Quite Afford a House Yet? Consider a Co-Borrower

With home prices skyrocketing over the past few years, more first-time buyers are enlisting the help of more seasoned homeowners - namely their parents or grandparents - to be co-borrowers with them. In fact, since 2020, the percentage of young adult buye

Nov 29, 2022 | Purchasing a Home

5 Holiday Home Staging Ideas

5 Holiday Home Staging Ideas

5 Holiday Home Staging Ideas The holiday season is jam-packed with parties, shopping, cooking, gift-giving, and obligations. With all this going on, you might assume that the festive season is the worst time to buy or sell a home. However, you may be surp

Nov 28, 2022 | Home Staging for the Holidays

Happy Thanksgiving

Happy Thanksgiving

Thanksgiving is a wonderful holiday that gives us the opportunity to express our gratitude to all of our family, friends and clients. All of us at Diversified Capital Funding, a division of American Pacific Mortgage Corporation #1850 would like to wish yo

Nov 24, 2022 |

Holiday Travel Tip: Using Public Wi-Fi Safely

Holiday Travel Tip: Using Public Wi-Fi Safely

As we enter the busy holiday travel season, you may find yourself at a hotel, airport, or coffee shop trying to connect to a public Wi-Fi network that does not offer data encryption. While convenient, an ineffectively secured mobile device (smartphone, ta

Nov 23, 2022 |

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