Construction Home Loans: Breaking Down the Loan ProcessIt’s easy to get tunnel vision when you’re building a new home and it’s nearing completion. You can practically feel that beautiful wooden banister and picture your shoe collection in that marvelous w
Feb 24, 2022 | Construction Home Loan
The time of year is often a time for decluttering and organizing the home for a fresh start. As you sort through your file cabinet and see how much room all your mortgage documents take up, you may wonder how long you need to hold on to all that paperwork
Feb 23, 2022 |
When you bought your home, you (hopefully) qualified for a mortgage that you could afford and if you stay on top of it monthly, you’ll own your home free and clear in 30 years (or less, depending on your loan terms.) Making extra payments may not even hav
Feb 16, 2022 | Refinancing a Home
What to Expect When Getting a Construction Home LoanBy American Pacific Mortgage / February 9, 2022, at 8:00 AMBuilding a new home can bring about a ton of questions - you may be mulling over everything from picking a builder and finding a location to dec
Feb 11, 2022 | Construction Home Loan
The standard home buying process follows this formula: you find the right property, you go under contract to buy it, you get approved for a mortgage loan, the lender lends you enough money to buy the home, you sign papers, and you move into your new house
Feb 09, 2022 | Purchasing a Home
When you apply for a home mortgage, lenders will check your credit score, income, assets, and debt. All of this will get factored into an algorithm to figure out if you are credit-worthy enough to be granted a loan. Most of the standards used by lenders a
Feb 02, 2022 | Purchasing a Home