Customer Testimonials

We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership. We want to add you to our list of very satisfied customers.

Read what others have said about working with us:

Natalie was on top of every next to-do helping to expedite out close. Great job!

Eileen K.

Roni and her team really made getting a loan for our new house an enjoyable experience. She always kept us informed of what was next and what to expect. We highly recommend her and look forward to working with her in the future to refinance.

Tom H.

Anna, Thank you for all of your help in securing our loan for our new home in Carlsbad. You are responsive, thorough, professional, and kind which made all of the difference in our conversations with you. You offered careful and concise explanations for all the questions I posed to you. We put our trust in you and you most definitely came through for us. You made the process as easy as possible. We always felt secure and comfortable in every step.

We will call Anna for our next loan and we will not hesitate to recommend her to our family and friends.

Jennifer N.

Erik was absolutely amazing to work with! He was extremely patient and clear at every step of the process! I would recommend him to everyone looking for a lender!

Joshua R.

Richard Nelson was professional, knowledgeable and patient through a challenging process. I would work with him again and highly recommend his services.

Janine P.

Roni gets it done!!! It has been a long journey allowing other lenders to spin their wheels, scratch their heads and waste our time. Roni took over and closed escrow in record time! Thank you Roni and DCF...we are finally home!

John W.

This was our 3rd time working with Roni. We had a short escrow and she was able to get everything done with ease. I would highly recommend working with her. Our Realtor even complimented how good Roni is.

Josh H.

Darrell was wonderful to work with. He is very knowledgeable and makes sure that you understand all of the needed information. I would highly recommend him and would not hesitate to work with him and his firm again.

Jan G.

Natalie and her team are fantastic to work with! They listen closely and are willing to really help out the pieces together to make everything work out. 5 Star service!

Eileen K.

Roni is amazing! She is so responsive, helpful, and honest. She has your best interests at heart. She is clear on what you need to provide and answers any questions you have in a timely manner. She will work hard for you. We appreciate everything she has done for us and will be using her in the future for any home purchases or refinance.

Andrea D.

Have you read the other reviews??????????
Yeah..... it's like that.
You can stop looking now've found the best!
Love and gratitude to you Yvonne!!!


Very honest, always communicated, very polite.

Carmen G.

We were referred to Natalie and we are so happy that we were able to use her services. She was so patient in explaining the process and answering any and all of our questions. Her quick and thorough responsiveness was appreciated as purchasing a home can be a stressful time. We knew we were in good hands with Natalie and the entire process went off without a hitch. Cannot recommend Natalie enough!

Christy F.

Very smooth process Karla is amazing at what she does. Any time we had a doubt about anything Karla would always take the time to explain every little detail until we understood and had all our questions answered.

Jose Alfaro M.

Great as a referral. Tenacious and great attention to achieving a limited timeline.

Terrence W.

Connie was amazing and she helped me at every step. She was patient considering I was anxious about the purchase and spend extra time explaining things to me. I would highly recommend Connie.

Reha C.

Danielle was excellent with the process, she explained everything in detail from start to finish, was quick with her response, and answered all of my questions. I would HIGHLY recommend Danielle and I will have her help me with my further financing needs! Thank you, Danielle!

Theresa D.

Jeff was an awesome guy to work with. He was professional and very attentive in his communication. He worked with my husband and me to get us approved within 30 days. Very professional and easy to work with. I would recommend Jeff 100%. He made buying a home for the first time stress-free and painless. You're welcome.

Wanda M.

Natalie was a dream to work with! She fielded our many questions regarding the loan process and as first-time homebuyers, we had many of them. She was always very accessible and had great communication with us throughout the entire process. She and her team made buying a home feel simple. Cannot recommend her enough!

Jessica T.

Efficient, friendly, and responsive! And most of all we trust George 100%!!

Ana P.

George is knowledgeable and responsive. He was instrumental in securing our loan and closing escrow in just a few weeks. His team follows suit delivering outstanding service. I highly recommend George and his team.

Nelson P.

Randy was great to work with, he went above and beyond to make sure we understood everything and knew exactly where we were in the process of the loan.

Jason D.

Randy was great! Very responsive to any questions or concerns we had.

Jesika S.

Natalie was fantastic! I highly recommend her to anyone in the Bay Area looking to close on a property. She was very responsive to my emails and phone calls at various hours. Further, she was flexible with us as we were evaluating our unique situation and the various properties that fit our criteria.

Justin J.

Darrell was amazing! We were first-time home buyers and had absolutely no clue what we were doing. He was so friendly with us and guided us every step of the way. We had some complications with our process and made the poor guy do a ton of back-and-forth discussions and endless phone calls, but Darrell was so patient with us and never made us feel like we were a burden. Thank you so much for everything, it was absolutely wonderful to work with you! Would recommend Darrell to everyone!

Iris C.

Everything was good.

Norma Andres S

Bryan is great to work with. He helped move things along quickly and easily, explained things very well and direct.

Jake M.

I recently had the pleasure of working with an exceptional loan officer, Karla Fernandez. During the process of purchasing my dream house. From start to finish, their expertise, professionalism, and dedication made the entire experience smooth and stress-free. I am delighted to share my outstanding experience and commend their outstanding services.

Juan Solorio B

Your team was amazing to work with! You were even able to assist the broker from our sellers in San Diego. You were amazing!

Anthony K

My overall experience was great. Very satisfied with the service. Quick and easy to use. The software was accurate and easy to use without hesitation. I will highly recommend this service to close friends.

Israel R

Patty Jenab Mortgage Broker/ diversified capital is a consummate professional! 🌧 Patti , thank you again for your expertise and knowledge regarding Palm Springs and the loan process, you made my home ownership journey considerably less stressful. I have recommended you to others and will continue to suggest your services to anyone needing them! Thanks again!

Scott MacLaren

Bryan is wonderful to work with and I highly recommend him. He is a strong communicator and will take the time to answer your questions. He is punctual and cares. We have worked with Bryan several times and he never disappoints.


Roni Gonzalez is absolutely incredible! She came highly recommended to us by a family that has had nothing but great experiences working with her in the past. She is very personable and passionate, backed by professionalism, knowledge, guidance, and valuable advice! Her communication through it all was amazing! We would highly recommend Roni and her team to anyone who values these traits as an individual as well as a professional! Roni went above and beyond for us!
I can't even begin to thank you enough Roni for all your help and hard work through the process of purchasing our first home, making us feel comfortable by sharing your wisdom and always welcoming any questions!

THANK YOU for providing us with such a great home-buying experience!

Logan C.

Karla was amazing throughout the process. She promptly answered all of my questions and was available.

Beatriz De La C.

Wow, I mean where to start? Well first off Roni you are an absolute sweetheart! And we are so pleased with all of your hard work. She always went above and beyond to help us with whatever we needed help with. (Which was a lot) and she made us feel really comfortable throughout the entire process of buying our first home. I would highly recommend working with her if you want true professionals/experts to help in making your home buying process quick and easy she really knows her stuff thank you so much again YOU ARE AMAZING!

Justine C.

Yvonne provided an excellent service for our first home mortgage. She is very knowledgeable, caring, and on top of things. We are so grateful to have Yvonne as our loan agent and could not ask for more.

Laeya N.

Simply an amazing person and super happy with her as our loan agent. We were very lucky to connect with Yvonne!

Ali A.

Wonderful working with Patty and her team! Highly recommend working with them on your finance needs!

Joshua B.

Where do I begin with my wonderful experience of having Yvonne as my broker? The closing of my house was no small feat, and I could not have done it without Yvonne. Well-versed in all things related to my loans, real estate, financials, and beyond - I came to Yvonne for so much advice, and she was always available and created so much trust. I was able to put my guard down during such a vulnerable time. Such a gracious class act! I'm grateful to have met such a capable, reliable, wonderful human during this home-buying process!

Jane K.

This is our first time dealing with a HELOC. Jeff is "on the ball" when it comes to any questions. Very knowledgeable and attentive to our needs. Thank you, Sir.

Kevin C.

Professional, transparent, reassuring, and efficient.

Benjamin S.

No regrets.

Gary S.

Helped me every step of the way, and kept me informed of progress.

Shirley J.

Richard was amazing to work with. My wife and I are first-time home buyers. We needed more hand-holding than others. Richard was very helpful and cared about helping us get the perfect home in this very tough housing market. I would recommend him to anyone I know. A great experience from start to finish, thanks, guys.

Jamin B.

My husband and I have used Roni for all of our loans over the past 20 years. We know that once she starts the loan it will always close. Her communication and professionalism are outstanding and reassuring.

Donna B.

Randy provided incredible guidance in helping us purchase our first home. From our first conversation, it was clear that he has extensive knowledge of the industry, and each step of the way he made sure that we understood our options and the implications of each decision we make. He provided us with hours (yes, hours, not lying) of personalized video recordings running through payment scenarios, different options with interest rates, and a closing timeline with each action item for us. As a first-time, young, inexperienced homebuyer, this was the guidance that I needed to confidently navigate such a huge decision and fully understand our financial situation.

When making offers, Randy was able to get pre-approval letters to us the same day they were requested, and because of his expertise, we were able to remove contingencies to strengthen our offer. In a competitive Bay Area real estate market making a strong, timely offer is crucial, and Randy was up for the challenge through multiple offers. We did not have any issues through preapproval, underwriting, funding, and closing; each step was smooth & comfortable due to Randy's experience & hard work.

While buying a home is by no means a painless process, Randy made sure that our experience was as smooth as possible, and my family is very grateful for his tireless effort in helping us into the perfect home.

Clinton M.

Great work.

Jeff P.

Roni is amazing! She makes the process easy and is a pleasure to work with.

Courtney D.

This review is for the entire team but especially for Bryan Frediani my case was a little special and hard but thanks to Bryan and his team they give me a good interest rate. Thank you guys really appreciate thank you Bryan for everything.

Rene G. X.

Did an excellent job from start to finish! Highly recommend them for a Home loan.

Mike and Denise L.

Above and beyond kept me up to date constantly and went out of his way.

Frank M.

Nancy is efficient, responsive, and explained every step of the process to us. She was able to walk us through a complicated process, even though we are both technologically, and computer challenged!

Judith R.

Anna was wonderful to work with. She answered every question with ease and guided me through the house-buying process effortlessly. I would recommend anyone that is buying a home in the future to have Anna as their loan officer. Thanks again!

Ashley S.

Could not have asked for a better experience. Erik and his team absolutely exceeded our expectations on all fronts from the moment we first got in contact until long after the transaction was complete. Not to mention that the day we first met, we found out offers were due with a letter of pre-approval just hours later. They got right to work and managed to get the letter out with our offer the same day. They walked us through each step and answered every question we had and provided us with expert advice the whole way through. Highly recommend Erik and his team for all your mortgage needs. 5 stars!

Dominic D.

Perfect, seamless, fast escrow! Very knowledgeable, helpful, and available. Thank you!

Melissa B.

I recommend Darrell Nelson without hesitation for the outstanding job he did as our mortgage broker. He made sure that the sale and buying of our houses coincided so that the transfer of money was seamless. In addition, he was a calming and professional presence in what can be a stressful experience.

Charna W.

You will never have to worry about Roni getting back to you! She and her team are THE best in the industry. We've bought and sold many homes over the years and Roni is the only one we will ever use. She's honest and trustworthy!

Jeff V.

From the very beginning, Darrell was very informative and helpful. As first-time homebuyers, we weren’t sure what to expect through the process, but he was there to answer any questions we had every step of the way. He made sure we felt comfortable and confident with everything happening and was always super quick to get back to us. We are so appreciative of him!

Gabrielle B.

Very helpful from the start of the process to the very end. Every question I had, they would always take the time to make sure I understood everything. Big thank you to Karla Fernandez and her team for the 10/10 service and for making this possible.

Rigoberto Castillo A.

Very well, very friendly, and above all, very dedicated to her work. I recommend her with closed eyes.

Fredy Flores M.

Patty Jenab was EXCEPTIONAL throughout this entire process! She explained all of the nuances of California (we purchased from out of state) with patience and clarity, stayed in consistent contact all along the way and thoroughly discussed options where ones existed. I HIGHLY recommend Patty and the team that supports the lending process! I’d give her ten stars if I could!! Thank you, Patty.

Jana E.

David was very helpful every step of the way!

Dawn S.

Step by step flawless process.

John F.

Darrell is so great. Was in communication during the whole process and truly showed that he had our interests in mind. Can’t say enough good things about him.

James W.

Connie was great. I have done many loans and refi’s but Connie was the most engaged person I have ever worked with. Very helpful from beginning to end. I hope we get to work together again.

Randy is very diligent and explains everything well. He is always available for check-ins and to resolve timely issues.

Kandy De R.

Responsive and attentive, fantastic experience.

James T.

Randy was fantastic! He was helpful, thorough, and knowledgeable.

Catherine M.

Amanda provided outstanding customer service with we purchased our home. She was always ready to answer any question that we had.

Maria L.

Patty is extremely knowledgeable and very good at explaining everything! She goes above and beyond time and time again. We had a horrible experience with Chicago Title and she caught all their errors and was able to work through all the problems they caused us. Amazing partner in the home buying and refinancing experience! I would and have referred her. Patty is #1 in her field

Rhonda D.

Natalie was great to work with. The process was smooth and she was great at communicating and helping to walk through different lending scenarios.

Michelle P.

Natalie is an expert at what she does! She’s knowledgeable, very responsive, and overall very easy and fun to work with! It was a pleasure to work with her on our first home purchase.

Padideh Dehdari D.

Jeff and his team assisted my husband and me from the pre-qualification phase to closing on our investment purchase. He kept us well-informed throughout the process. Extremely happy our Realtor connected us with him. I highly recommend him and his team for your next lending needs.

Nellie T.

Yes, I would. On target with everything. Even with people who don't know how to use a computer. 100 stars.

Daniel S.

Randy has assisted me in a couple of Refinances and Home Loans. Everything that Randy has handled for me has been just about as painless as could be. Communication is always precise and clear. He always explains things so I can understand them, and has truly went out of his way to make sure everything goes as smoothly as possible.

Ronald P.

Roni is the greatest help! She is so good at her job and we trust her so much. Very thorough and you can call her with any questions.

Sarah C.

Our loan officer was in constant communication with me and was knowledgeable and answered all our questions.


Our loan officer was in constant communication with me and was knowledgeable and answered all our questions.

Keith S.

I want to start by saying having Yvonne by my side throughout the entire home-buying process made the whole experience a joyful experience. Before connecting with Yvonne, navigating through the process of just inquiring about purchasing a home felt like driving through a dark forest with no headlights. So many dead ends, disappointments, and just unhelpful information. I was a bit nervous and honestly did have my hopes up, but Yvonne's attitude alone assured me that there was light at the end of that tunnel. Yvonne answered all of my questions regarding home purchasing and or provided insight and suggestions on what would make sense for me. Yvonne is extremely prompt when it comes to answering her emails and texts and always has a positive attitude. We were able to come up with a plan that suited my financial situation. Yvonne outlined everything very organized and we completed closing exactly as scheduled. I ultimately came out of the entire process satisfied and confident at the end of closing. I would highly recommend her and will most definitely work with Yvonne again in the future.

Dennis D. R.

We recently purchased our first home. Yvonne was amazing throughout the entire home-buying process. We were so new to this process and Yvonne took her time and walked us through step by step. In all the emails and calls she never skipped a beat and we are SO grateful. If you are looking for someone you can trust and overall have your best interest at the forefront look no further, Yvonne will take great care of you and any of your needs. We can't wait to refer our family, friends, and colleagues to Yvonne. We will also be a returning customer should the need arise. THANK YOU YVONNE!

Amy W.

Erik was amazing and went above and beyond to really make it happen for us. He is highly communicative and flexible. He truly made the process a personalized one instead of a “one size fits all” approach.
Couldn’t be more thankful for Erik and his team’s help and dedication to our mortgage needs.

Ferass A.

David made the home loan process easy. This was my first time taking out a home loan and he was there every step of the way. He prepared me each and every step of the way for what to expect next. He was always available to answer any questions I had and made sure I understood every document I was signing before I signed it. David was very clear and prompt in his communication with me. I would highly recommend him for any loan needs!

Stephanie J.

Patty was great! Very responsive.

Lucas I.

Patty has done all of our home loans! We trust her and we love her! She’s the best.

Angela C.

Bryan was so amazing to work with! He is extremely knowledgeable, helpful, and quick to respond. He made our home loan experience simple and stress-free. We would love to work with him again in the future.

Terra B

Karla was amazing and helped every step of the way until we closed! Very helpful and knowledgeable.

Stacy G.

Karla did an exceptional job in assisting us with our home loan. Karla helped us find the best option that fits our budget and our future goals toward owning our home. I would definitely recommend Karla to anyone who is in search of a good loan agent.

Hector Garcia C.

Forever will be my go-to recommendation for people looking for loans without the extra drama from big banks or "specialty loan" places. It took two years before someone connected me to Ronnie, and she and her team were able to do in 30 days what other places wouldn't do in three months. Thank you, Roni and team, for helping us learn how to best make our dreams come true for updating our home.

Jenni Payton M.

Amazing. Thank you.

Mauro G.

LaRae was very helpful, responsive, and friendly.

Justin L.

Great to work with someone who takes care of every detail in a timely manner. She is great to work with.

Tim M

I have never felt more secure and cared for in a professional relationship as I did with Roni Gonzalas. My husband and I were first-time homebuyers and were wildly inexperienced with the entire process. Roni answered every single call we made to her, it was probably around 100 (as I said, we were clueless when it comes to these kinds of things) and she answered every call with warmth and support. She was so patient to walk us through every step, explain everything thoroughly so we understood, and helped us through the scariest purchase of our lives. I can’t believe we were lucky enough to be able to work with her, she is one in a million.

Melissa F.

My husband and I had a great experience working with Roni with Diversified Capital Funding. Roni was very friendly and knowledgeable. She was always in contact with us during the loan process and answered every question we had. She also made sure she looked out for us and what was in our best interest, making sure we were comfortable.

Heidee B.

Bryan was absolutely amazing to work with! He made the loan process easy to understand and stress-free. Bryan kept us up to date and was always available to answer questions/explain steps in the process. It was an absolute pleasure to work with him. I would 10000% recommend Bryan!

Aleksandra J.

Randall was awesome. He can answer any question you have. It’s obvious he has been doing this job for a long time because he is a pro. Just let Randall do his thing, and you will have the best loan for your needs.

Marc M.

Working with Roni was a great experience. She is very professional and efficient. Very kind, polite, and knowledgeable about her work. Would recommend her to anyone who is looking for new loan approval. Thanks, Roni for a wonderful experience.

Bipinjit K.

Working with Roni was such a pleasure. She is very responsive and knowledgeable. Her pride in her work showed and always went above and beyond. Would recommend 10/10 times.

Dustin B.

Excelente trabajo.

Enrique Jauregui L.

We felt like we were treated like one of the family. Timely responses and follow-up. Very organized and pro-active! Loved working with Barbara!

Keith S.

Bryan was awesome! He kept me up to date with the ongoing process and ensured that I was comfortable with each step of the process. He was always happy to answer any of my questions and made the process as stress-free as possible.
Thanks, Bryan!

Megan H

Outstanding job, friendly staff, and courteous. I did recommend it to several friends already. Thank you for making the loan process so easy.

Joella H.

Erik and his team are amazing at what they do. I will not use anyone else for my mortgage needs.

David L.

Jeff and Kim are very professional, focused, and available. I am very pleased with the service they provided. They offered a service that allowed us to close Escrow in 15 days allowing us to win the bid and be chosen to purchase this particular property. I will definitely use them again and will refer all friends and family to them. We look forward to the next opportunity to work together.

Barry S.

Nancy, you did great! Got us the loan that we needed for our future home! Thank you.

Stijepo S

I had a great experience working with Richard. He was there for us every step of the way. Thank you!

Tarah G.

Amazing support from Erik & Peyton at every step in the financing of our new home. As first-time homebuyers, we truly appreciated the expert guidance at every turn in the loan process. Super responsive, thorough, and fully personalized service, which made us feel completely confident & well supported at each step of the way. Thank you both so much!

David R.

This is the second time we've worked with Yvonne and she's absolutely the best! We've heard nightmares constantly from friends who were buying homes and the stress of the lending process... that has never been our experience. Yvonne makes the home buying process a breeze. She is extremely knowledgeable, personable, and responsive... yet patient when needed. We highly recommend Yvonne to everyone, and look forward to our next buying experience with her!

K. Sterling and L. W.

There is NO ONE we will use besides Barbara. She is hands down the best and always gets the job done! Thank you Barbara for making such a stressful time easy to manage.

Jaymie M.

Everything fell into place...this lady has her job well under control...if she needs a raise she well ...deserves it.!....would recommend her to anyone and everyone!...not our first time using patty...I'm sure it won't b our last...she rocks!

David L.

If you have the chance to work with Yvonne, do it! She is the best mortgage consultant you could ask for. The loan process is confusing, but Yvonne takes the time to explain everything in understandable and simple terms. She works very hard to get you the best rate and she's super responsive, knowledgeable, and easy to work with. Highly recommend!

Aly J.

Extremely professional...covered all bases

Nicholas R.

Connie was clear in communication and easy to work with.

Kevin W.

Richard Nelson and his team are great! I had no problems with the home loan application process. Richard handled things very efficiently and I closed on time. Overall experience was good.

Angela O.

Connie and her team were very thorough and professional throughout our loan research and closing process. Connie provided sound advice to help us evaluate our options and went above and beyond to update the seller's agent on the loan closing progress. I would highly recommend Connie and her team!

Sharada V.

I appreciate the thorough support throughout the home buying/mortgage hunting endeavor. I was pretty new to home buying in the US and there was a lot to go through that I didn't understand so all the help was greatly appreciated. I also threw multiple curveballs with relatively low US credit score, cross-border liabilities, and a two-week vacation out country. All of which was handled quickly and professionally.

Satrukaan S.

Connie was great in offering advice and guidance for us, the first-time home buyers. She went above and beyond, even during the difficult parts. Recommend her sincerely to anyone looking for mortgage financing solutions.

Rohit S.

Patty has been outstanding. We could not have asked for any better person to help us navigate through the process. Patty explained every step along the way thoroughly, was extremely responsive (including nighttime, weekends, and Holidays), took time to answer all questions, and provided fantastic support and expertise. I can only highly recommend her. Thank you so much for everything you did for us!

Herwig F.

Patty explained to us step by step. All procedures went through smoothly working with her. She introduced us to Rick, an expert real estate broker. Both of them helped us a lot.

Maung Z.

Erik went above and beyond helping us get the loan we needed to be able to purchase our new home. It was a real blessing to work with him.

Janie Erik J.

Darrell was very helpful in answering questions before the closing as well as advising me afterward. He was very responsive and always took my calls. He also followed up thoroughly. I highly recommend him!

Nancy W.

Connie was nothing short of incredible. Her knowledge and dedication are unmatched and we could not have gotten through the home buying process without her.

Edward Contessa I.

Amazing! Richard made buying our first home a great experience.

Sarah R.

Patty was extremely helpful and extremely responsive. She was instrumental in helping my wife and me close in well under 30 days. Patty was so helpful and responsive. She worked hard for us, and we could not have been happier.

Ian S. & Alexandra S.

Richard was amazing, the whole process was easy and smooth.

Preeyarat E.

Connie amazes once again! Connie has helped many of my clients to secure their home financing. When it was time to refinance my rental and purchase my home, I had no doubt that Connie is who I would go to. Her ability to take a specific situation and then find the best solution possible is undeniably one of her best qualities. She listens, she cares and she gets results.

Lilly T.

Bryan and his team were extremely great to work with. He walked us through the entire process and answered every question we had. Buying a home is stressful enough but Bryan made it happen.

Efrain V.

Connie at Diversified Capital is simply fantastic. When first looking for a mortgage lender, we contacted some local big-name banks as well as Diversified Capital. Connie got in touch with us in less than 24 hours, and we’ve still never heard back from the other ones. When trying to purchase a home in a very competitive market, timing is everything, and when we prepared an offer, Connie was on the phone with us that evening getting the financing details in order. She then personally followed up with the seller’s agent, making our financed offer competitive with all-cash offers. She has access to an incredible array of mortgages and secured us a traditional loan at an incredible rate. When it comes time to move up to the next home or refinance, we won’t hesitate to call Connie again!

Ryan G

Erik worked really hard for and with me to make this happen when the lender I initially went with did not/would not. The process was easy and straight forward and Erik was always available to answer my question. Simply put, he was great!

Greg D.

Great experience working with Jeff. He helped me rescue my loan and close my escrow on time. His knowledge and experience helps you to better understand the process and steps. Strongly recommend him in your next move.

Amir M.

Yvonne was very helpful and patient throughout the whole process. She was always prepared to answer all of our questions quickly and easy to understand.

Juan V.

Makes the process as easy as can be.

Trevor P.

Natalie went above and beyond!

Alexey B.

Awesome, amazing, steadfast, very detailed, and wonderful communication!!! Patty Jenab is the best in the business and she is my gal when it comes to securing a mortgage or refinancing.

Rebecca K.

Yvonne was great! Super responsive to our questions, quick turnaround on documents, and always ready for the next step.

Angela N

I had a great experience with Nancy Cole. She really went above and beyond to explain things to me and help me get my loan.

Elana G

Patty Jenab is an amazing person to work with for buying a home. She was always available and on top of every situation that came up. She anticipated our concerns and always had the answers to calm us down during this stressful process. We would use her again and recommend her to all our family and friends.

Dennis S.

Randy Pickerell is by far the most efficient loan broker I have ever worked with in 42 years in this business. He always goes the extra mile to make sure everything is in place. He does a very thorough pre-qualifying process before he says we are good to go. You just can't find people like Randy. I wouldn't want to work with anyone else but Randy. My buyers love him. He is a 10++

Barbara Reed F.

Randy helped me buy a property some years ago and when I was in the market to buy a second, he was my go-to person. He's extremely knowledgeable, responsive, and offered the most competitive rates for residential loans. I would not hesitate to use him again and highly recommend his services to others.

Lual L.

Randy guided me from beginning to end through the whole process.

Kenneth H

Barbara was a real pro. Her years of experience made the entire process run smoothly. She knew all the answers to my questions and was a positive force throughout. A very likable personality and a real gem.

Leiam R.

Natalie was a great help when we went to buy our second house. We really enjoyed working with her, and she would keep in touch by our preferred method of communication.

Carlos R.

Highly professional, efficient, and responsive. Karla guided me through the home buying process and answered all my questions. It was a pleasure working with her.

Shirley L

LaRae was patient, communicated quickly, and was knowledgeable about the loan process and the documents we needed. Easy to work with and helped us find a great loan/rate! Thank you so much!

Sydney F

LaRae Verhoek is an amazing person. She helped me out every step of the way we’ll recommend.

Edgar M.

Nancy Cole is a joy to work with. We had so many questions while securing a loan. For a new home. Nancy was with us through each step offering us her knowledge, expertise, and care. She makes magic happen! We are now in a new home and came away with a friend. I highly
recommend working with her!

Linda M.

Yvonne Hemmingsen was recommended to us by our real estate agent. This would be the second time we go through the home buying process and we thought we were educated enough from the first time we bought a home. But this was a completely different experience - absolutely refreshing and amazing. Yvonne walked us through every step and ensured we understood each one. She was thorough and we appreciated that. We had a completely different experience with a prior lender. And I would use Yvonne again for any future needs!

Rachelle A.

Bryan has been an absolute dream to work with. Going through the loan/mortgage process (especially as a 1st time homebuyer) is overwhelming and daunting. However, with Bryan at our side, we felt at peace and reassured. Nothing beats that feeling when faced with such a big life decision, so my wife and I could not be happier we had Bryan there for us. Hands down, superstar broker in all areas!

Nicolas M.

My lender Karla was amazing and very helpful And walked me step by step I will for sure want for to be my lender for my second purchase house Thank you Karla for geting my first amazing house that I love !

Alexander Z.

Dan Divine helped us with the mortgage. The interest rate is among the best at the current time. Dan replies to emails very quickly, even after working hours, sometimes at late night. Dan is very professional. It was a great experience to work with Dan!

Greg H.

Nancy was a huge help guiding us through our first home buying experience and we highly recommend her. We peppered her with questions and contacted her continuously throughout the process to which she always responded with the utmost professionalism and care. My biggest takeaway from working with Nancy is her trustworthiness. Everything about buying our first home was new to us but it was comforting to know that Nancy was on our side working in our best interest.

Anthony de Cossio

As first-time home buyers, we went into it with a lot of unknowns. Jeff really took the time to explain every step and provide us with great insight and feedback on each option. We are so grateful to him for making the process simple and stress-free. We could not have asked for a better person to work with, and will be recommending him to everyone we know!

Jake Y.

Yvonne Hemmingsen was great, provided excellent and professional service. I strongly recommend her to anyone!

Jimmy C.

Anna Gable did an amazing job! She is very thorough, professional, and friendly. Her level of knowledge made us feel confident in the whole process. She was available to answer any and all our questions. I would recommend Anna 100% of the time.

Victor C.

We had an amazing experience with Anna!

Alyssa C.

Erik is an exceptionally professional mortgage consultant. He combined the depth of his mortgage industry knowledge and our specific financial situation to find the best mortgage product that minimizes our long-term cash outflow. I highly recommend him.

Zachary S.

Our realtor recommended Roni because she was good at explaining things to first-time home buyers. Since my husband and I felt like we needed a lot of hand-holding during the process, we wanted someone who was patient and caring. Luckily Roni was exactly who we were looking for in a mortgage lender. She made sure we understood everything we were signing, and she even worked around our work schedules and called us during times that worked for us. It was nice knowing that I could call Roni with any and all questions, and she never made me feel bad for not knowing something.

Sarah R

Nancy is very passionate and straightforward. While getting a mortgage is a very lengthy and complicated process, Nancy is there every step of the way to provide timely assistance. We are very fortunate to work with Nancy and would recommend her to our friends and colleagues.

An X.

As first-time home buyers, we were nervous and full of questions about the process. Richard and his team were patient and super helpful in answering any questions we had. They’re responsive, professional, and expedited the process at every turn. We would HIGHLY recommend them.

Kayla H.

We constantly got declined for a home loan. Almost gave up hope. A friend recommended Jeff. What happens is the lenders want the loans where they have to do the bare minimum to get you the approval. Jeff goes the extra mile for you! Don’t even waste your time trying to go with another lender. Go with your guy, our guy, my guy, Jeff Shields!

Mark G

Outstanding service! This is a very tough market, but Jeff pulled thru and closed within the time period promised. Very approachable and reachable at various times, which is something I did not get from the other big bank lenders who basically shut down weekdays at 430pm. I've spoken to Jeff as late as 11 PM for urgent matters and is as thorough and complete in his responses as can be. You will feel confident using his services, especially in these crazy Orange County bidding wars.

Andrew L.

Jackie James has been the best loan officer I have ever worked with! She works incredibly hard, is super efficient, and gets things done. She even took time to answer many questions outside of normal business hours and over the weekend. She was always working for me, and showed true passion in my situation.

Sean Elliott

Bryan was super helpful and efficient in getting my home to close on time. Would definitely work with again!

Mark R.

Danielle is very nice and helpful. She’s responsive and very accommodating to all our inquiries. She made the whole process smooth.

April Mae D.

Extremely professional, knowledgeable, and friendly. Natalie is just like an extension of a friend or family helping you navigate through all things financial. It is just a pleasure having her on our side and making informed decisions.

Subrotah B.

Patty was thorough and discussed every option we had available to us for financing. We had questions and she was always available with an answer. Ultimately she helped us get into our dream home. Much appreciated.

Jackie H.

Richard did a great job. Communication was key. He kept us up to date through the process. This was the best loan experience I have ever had in 15 home loans throughout my life.

Bradley C.

I'm grateful and pleased for all the help I have received, thank you.

Marlon S.

Roni was an absolute DREAM to work with, she was very helpful & efficient, making the whole process easy. Would highly recommend her and will definitely use her again.

Victoria R.

We had a terrific experience working with Dan on our home purchase. He was very detailed, thorough, and friendly to deal with. Throughout the entire process, he was quick to follow up and answered all of our questions.

Mark M.

Vernon is the best. He really explained the process to us and made us feel confident in our choices we were making. We will use him again.

Austin W.

Jeff is so communicative! He always responded to our requests and questions quickly. Jeff walked us through every pricing scenario so we could always have the best strategy on hand for our bids. Jeff would always explain everything very clearly so we could understand all the technical terms and he would help educate us on how the process works and how our situation can fit in cleanly. Jeff and his team worked hard to get cut down on our escrow time which helped us secure our home. His team was always super quick and on time with the forms, we needed to sign. They never missed a beat. I would easily work with Jeff again and I look forward to working with him and his team down the road for future refi's.

Nicholas N.

Excellent in guiding through the refinancing process and answering any questions.

Alvin A.

I was surprised to see how quickly it all went.

Mary C.

Great experience.

Amy L.

10/10 service from Karla! She made the whole loan process very easy and comfortable for us. She was always available if we had any questions but we rarely ever did because when she needed something from us she was clear and thorough. When we did have questions she called us right away and made sure we got whatever answer we needed. The whole process couldn’t have been better and we 100% recommend Karla. She is trustworthy and reliable.

Danny T.

Very professional with integrity. Easy to like as a person. A winning combination.

Gloria W.

Can I give more than 5 stars? Roni is the absolute BEST to work with! She made the transaction go smoothly and helped me to understand every step of the funding process. The BEST!

Sam A.

Roni was patient, explaining what I didn’t understand, very informative, amazing.

Rodica V.

George has successfully completed several loans for us through the years and has always been amazing in his performance.

Doug W.

Bess of Tha Bess.

Jose M.

We had a very good experience with Darrell Nelson. He was very responsive to returning our call and kept us up to date with the information.

Vijay N.

My husband and I highly recommend Nancy. She is professional, organized, a great communicator, highly knowledgeable, patient, and easy to work with. She has gone above and beyond for us multiple times, making the entire process each time smooth and easy. Nancy will always be our go-to person for all things mortgage.

Alicia Van F.

Patty gave me options to secure the best possible results, explained things clearly and in detail. She followed up and made refinancing easy, I will absolutely use her again in the future and highly recommend her.

Peter S.

Jeff & his team went above and beyond during the whole process. From pre-approval, to help run numbers on each offer to finally making the loan happen. And when I tell you they made it happen, his team got it done in less than two (2) weeks. I'll forever treat this experience as the new benchmark and as long as I am in SoCal, will ONLY use Jeff and his team for any and all of my real estate transactions.

Tanner H.

Jeff & his team went above and beyond during the whole process. From pre-approval, to help run numbers on each offer to finally making the loan happen. And when I tell you they made it happen, his team got it done in less than two (2) weeks. I'll forever treat this experience as the new benchmark and as long as I am in SoCal, will ONLY use Jeff and his team for any and all of my real estate transactions.

Tanner H.

Jeff & his team went above and beyond during the whole process. From pre-approval, to help run numbers on each offer to finally making the loan happen. And when I tell you they made it happen, his team got it done in less than two (2) weeks. I'll forever treat this experience as the new benchmark and as long as I am in SoCal, will ONLY use Jeff and his team for any and all of my real estate transactions.

Tanner H.

Jeff & his team went above and beyond during the whole process. From pre-approval, to help run numbers on each offer to finally making the loan happen. And when I tell you they made it happen, his team got it done in less than two (2) weeks. I'll forever treat this experience as the new benchmark and as long as I am in SoCal, will ONLY use Jeff and his team for any and all of my real estate transactions.

Tanner H.

Jeff & his team went above and beyond during the whole process. From pre-approval, to help run numbers on each offer to finally making the loan happen. And when I tell you they made it happen, his team got it done in less than two (2) weeks. I'll forever treat this experience as the new benchmark and as long as I am in SoCal, will ONLY use Jeff and his team for any and all of my real estate transactions.

Tanner H.

Jeff & his team went above and beyond during the whole process. From pre-approval, to help run numbers on each offer to finally making the loan happen. And when I tell you they made it happen, his team got it done in less than two (2) weeks. I'll forever treat this experience as the new benchmark and as long as I am in SoCal, will ONLY use Jeff and his team for any and all of my real estate transactions.

Tanner H.

Richard and his team, including Miss Kim Evans, are supremely qualified and knowledgeable pertaining to every aspect of home finance and mortgage! In the past 12 months, Richard Nelson has provided expert advice, execution, as well as efficiency throughout two transactions, a purchase money first mortgage and the, refinance of an existing mortgage! Both were time-sensitive due to very competitive market conditions in a rapidly changing market... BOTH transactions were stress-free and timely in their execution! Similarly, total costs were VERY competitive with ANY available in the current market, please know, I am qualified to make this assertion! In my opinion, the overall benefit of using Richard Nelson for my real property funding requirements is far greater than any offered in the Mortgage Finance industry! I received great value in rate & terms, lower overall costs, and every aspect was explained in detail! Thank You, Richard Nelson and Team! Edward A G. & Miss Dierre M D.

Joshua M.

Richard Nelson was great to work with! Highly recommend!

Kevin N.

Erik is the best, he really put in a full effort to get this done. I will not work with anyone else for my mortgage needs.

David L.

Natalie was supportive with a positive attitude, reassuring us that we would get the best possible rate and loan amount needed to purchase our home.

Tessa N.

David was able to get me the best rate and made it very simple. I negotiated thru 4 different lenders and David was able to get me the best mortgage that worked for me. He is super available and easy to contact! I was strongly recommended his services to anyone who is looking to secure a home loan.


Natalie was one of the best loan officers to work with. She was able to meet all loan-related deadlines in the home buying process even though my loan scenario was complex. She was very thorough and helped me to answer any questions I had and helped me to get the best possible rates. She represented me as a client with top priority above all factors.

Amandeep B.

Although my husband did most of the leg work for our refinance, Jackie James made it smooth and easy. We would definitely recommend her for your home loan needs!

Gay A.

Erik comes highly recommended. Fast, friendly, and professional. Always a pleasure to deal with.

John G.

David was so patient, knowledgeable, and went above and beyond to help us. He made this process so much easier and made sure we understood everything along the way.

Jeremy G.

Darrell is honest, transparent, and available. Those are rare qualities right there. The whole loan process was very smooth and we were able to close early. Will definitely recommend him.

Narjara G.

Roni has done all of my mortgages for my home purchases over the last 20 years. I continue to trust her as I know everything will be handled in a timely manner and with no surprises. Very important to have the best in your corner for something as important as your mortgage. Thank you, Roni and team!

Erin F.

We just completed a refi with Vernon and are very happy with how smooth the complicated process went. Vernon is super knowledgeable and great to work with and has been our loan officer for over 15 years.


While Patty was professional, she was also reassuring throughout the whole process. I really felt she had our best interests in mind with every detail.

Melissa A.

LaRae was on top of every detail every step of the way. She kept us informed and helped us make wise decisions which resulted in a very successful transaction! So happy and pleased!

Deborah F.

Randy went above and beyond. We had an excellent experience working with him as our lender through the entire buying process. He was always available and helped us understand all of our options to ensure we got the best mortgage possible. Thank you for helping make our first home purchase such a positive experience!

Kathryn H.

Robin was awesome as always. She knows how to treat a customer very well and is always so up to date on market trends. It was a true pleasure to work with her.

Andrew L.

Robin was awesome as always. She knows how to treat a customer very well and is always so up to date on market trends. It was a true pleasure to work with her.

Andrew L.

Randy was incredibly helpful and knowledgeable throughout this entire process. He knew the answer to every one of my many questions and was always immediately available via phone or text. He really worked with us to make our loan happen. Randy also had referrals for specialists needed throughout the home buying process that was all great.

Isabelle C.

Karla Fernandez was very professional and supportive. She was able to find me a good rate for my new home. Karla, Thank you very much.

Sergio M.

We are genuinely happy that we got to work with Yvonne when looking for our first home! She came recommended to us by our realtor - and we cannot begin to express how grateful we are for it. From the very beginning, Yvonne was very patient and informative. She always took the time to explain things thoroughly and answered every question we had about the process along the way. When uncertainties were brought up, she always addressed them and made a truly overwhelming process more manageable. Her passion and knowledge exuded with every single interaction and helped us make informed decisions for our situation. We truly could not have partnered with anyone better for our first home purchase. We highly recommend Yvonne for your lending needs!

Aimee F.

Connie is amazing! She is efficient and clear about the process. Her clear communication and guidance were extremely helpful throughout. Thank you, Connie!

Lilly T.

When it comes to Nancy, I have become so comfortable with her expertise and execution that I have refinanced several times over the years, which has greatly reduced my overall monthly mortgage expenses. With Nancy, I have developed trust, and it is great to have an independent agent who is looking for the best rates, highest appraisal value, and best fit for my mortgage needs. Highly recommended Nancy for all loans.

Peter K.

Danielle was great about walking us through the process and explaining, exactly, what was needed every step of the way. Thank you!

Jocelyn M.

The very best! Stressful life events, buying a house, and Richard made it so easy. Always calm, reassuring, helpful and knows the business. We purchased a new house and, therefore, didn’t have a buyer’s realtor. He stayed on top of everything and kept us updated. We are extremely happy with how the loan process went thanks to Richard.

Rick H.

George was great he worked in a professional and efficient manner. I did a refi at the beginning of the year and purchase it in July. I recommend him to everyone.

Russell G.

Barbara was very communicative, which made us feel well informed.

Keith S.

Nancy was the best. Attention to detail, friendly, knowledgeable and helped me through the loan process. I will defiantly recommend Nancy Cole to my friends and family looking for a loan.

William A.

Patty Hensley was very thorough with the whole process making sure that everything was provided timely so there won't be any delays.


Caring, comprehensive, courteous, client-focused, communicative, and competent. All words beginning with the letter C and exemplify the qualities of Carla Mullins!

Mark S.

Bev always updated us on the process, where we were at, and was quick to answer any questions.

Cindy T.

It is hard to believe, but we have been working with Diversified and with Bryan and Karen for almost 20 years! We first used Diversified when we bought our first home 20 years ago. Then we refinanced multiple times. When it was time to buy our second and third home, it was always with Bryan and Karen at Diversified – because of their amazing customer service, competency, communication, and more. We recently refinanced, and Bryan managed to get an even better rate than our original quote, we will save thousands per year. Very grateful and happy customers!

M. D.

Jeff Shields' guidance has exemplified true customer service which made it possible for our loan to be approved. Jeff Shields is knowledgeable in his profession and explained the loan process in a clear and understandable format. Jeff Shields was available to answer all of our questions and put our anxieties to ease. Jeff is passionate and focused on the success of his organization, and has to lead us through a successful loan process to close our loan within 20 days and on time! We have been very grateful for finding the right lender who is professional, patient, and is able to communicate effectively and delegate professionally in a timely manner with his staff. We would use Jeff again in the future and highly recommend Jeff Shields! Call him today!

Agnes and Cris

I have had the pleasure of working with Dan Divine both personally and professionally. Dan is reliable, communicative, and always presents helpful options, regardless of client circumstances. As a Realtor®, I have also referred multiple clients to Dan. In every case, they were thrilled with the service he provided. Whether you are looking to refinance or make a purchase, I highly recommend Dan.

Marc L.

I have been working with Karen and Bryan for over eight years through four refinances for my home. All of my refinances involved great attention to detail and quick turnaround. What I appreciated most in working with Karen and Bryan is their communication as well as their personalized customer service. I highly recommend them for any of your lending needs!

Ken F., Jr.


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