Vernon Etter

NMLS # 274240

Vernon Etter Loan Officer
Background image for Diversified Capital Funding, a division of American Pacific Mortgage Corporation #1850 1850
Vernon Etter

Vernon Etter

Loan Officer

Mortgage Calculators

Loan Programs



About Vernon

Loan Officer

As a Mortgage Advisor with extensive experience, Vernon Etter brings a strong analytical aptitude and communication to home financing. A California native, Vernon was born in San Jose, raised in Cupertino, and currently resides in Campbell. He has worked in the mortgage industry since 1987. 

Vernon worked his way through college and obtained a Bachelor of Science in Finance from Golden Gate University. He entered the lending industry out of college as a Mortgage Bank Manager Trainee. He discovered that he enjoyed sales more since a sales position enabled him to develop one-on-one relationships with clients and use his analytical skills. Mortgage Advisor became the perfect fit since it allowed a high level of client interaction while using his analytical skills.

With his entire career focused on residential lending in Northern, California Vernon has a strong sense of the region’s unique mortgage needs. He begins each transaction with a personal consultation, where he asks pertinent questions that help each client express their long and short-term goals and comfort level with various loan programs. Then Vernon presents appropriate options that are available for each client. 

The open dialogue continues throughout the home loan process, as Vernon excels at communicating with all parties in each transaction - From the initial meeting to the final funding, Vernon’s integrity and dedication are apparent. 

Many years in mortgage combined with his devotion to his craft keeps Vernon industry-current with proven methods. His desire to provide clients with helpful information does not stop at the close of escrow. Once you work with Vernon, you can count on him as your continual resource for all your mortgage needs.

Contact Vernon

Vernon Etter

Loan Officer
NMLS# 274240

Four Main Street, Suite 60E
Los Altos, CA 94022
State Licenses: CA

Trusted Partner

I want to earn your business for life. You can also count on me to help your family and friends whenever they need a mortgage.

Great Rates

I know that you want a great rate when you purchase or refinance a home! Our company offers some of the best rates in the industry.


Getting a mortgage requires a lot of communication. Our team will remain in constant contact with you throughout the process.

Close on Time

I know that time is of the essence whenever you’re buying or refinancing a home. I am committed to a quick and efficient closing.

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